Thursday, January 22, 2009

More Snow Pictures

Eatting Snow
Still Eatting Snow

He's already learning to shovel snow

Looking at his sandbox

Playing in the snow or sandbox

Financial Advice

I was just going to email this to my girls but I thought maybe others might be interested. Most of it we already know but are we doing what we know we should be doing. The number ONE thing we should be doing is paying off all credit cards and not charging anymore. We should know our FICO score (under 700 is low). Do not close out your credit cards because for some reason that I don't understand this makes your FICO score lower. Make sure you pay ALL your bills on time, being late also lowers your score. SAVE MONEY From what I understand we should all have an 8 month emergency fund. If you don't have this emergency fund, you should go over your expenses and separate the needs from the wants. Circle all the wants and if you have debt or no savings then you should eliminate the wants (at least until you have your savings built up). I am thinking that that part will be hard. If you are not getting ready to retire then you should keep investing in a 401k or IRA. Again eliminate the wants until you have 8 months of savings-
enough to cover 8 months worth of living expenses. After you get your credit cards paid off, thankfully ours are, then you should begin to save. Decide how much you can save each month and then add 20%. Put this money in the highest interest rate savings account. Money that you are going to need in 5 years does not belong in the stock market so take it out. Other wise keep it in. So let's all start saving!! That's my advice.

Tuesday, January 20, 2009

Bryson's First Real Snow

So tired!

Father and Son

A beautiful view from The Woody's yard

Sunset in Apex, NC


The Woody's house

Bryson Sean and Bryson

Bryson's First Snowball

Looks like Bryson had a wonderful time in the snow. Grandpa and Gramme wish that they could have been there.

Snow Pictures

Ally and Colby Clawson
Austin Hearn

Maxine Beasley, Ally and Colby Clawson

Angela's House

Angela's house


Let it snow, let it snow, let it snow!! What a beautiful day is has been!! View from my side poarch.

Friday, January 16, 2009

Greg's Surgery

Greg is home and doing wonderful!! Yesterday he had his gall bladder removed. The doctor said it took so long because he had so many stones and they were so large that he had to remove them one by one before he could even remove the gall bladder. Greg is truely remarkable!! He never once complained about any thing. His only request was -will his room have a tv in it.

Wednesday, January 14, 2009

Look What Bryson Did

Ok--so I really wasn't going to do this but I couldn't help myself.
Look what Bryson did!! This was the first time he had even seen this little tool box. He made a pattern.

Saturday, January 3, 2009

Up Dates

Just wanted to let everyone know what will be happening this month.

Greg is scheduled to have his gall bladder removed on Thursday the 15th. This is an outpatient procedure but he is probably spending the night.

Gerald will have the skin graft on his nose Friday the 16th.

My Uncle Delbert in CA is having knee surgery on January 13th

Looks like a busy week.

Please keep them all in your prayers.

Thursday, January 1, 2009

Gerald's Skin Cancer

On Tuesday Gerald was in the surgeon's office from 6:30am to 1:30pm having cancer removed from his face. The most serious one near his eye was remove quickly. We are so thankful that it wasn't too deep because that type of cancer can go to the brain and other organs. The basal cell cancer on his nose took the longest. The doctor had to cut a place about the size of a quarter and just into the cartilage. They could not do a skin graft because of how deep it was so they put some type of pig skin on his nose to aid in the healing process. In two weeks he will go back for the skin graft. Pray that all goes well. He hasn't been in too much pain---just resting, reading, watching tv and playing with Bryson.